Hi! Could you introduce yourself? 

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Hi I’m Gauri! I’m Quirk’s newest marketing intern, and a recent graduate with a degree in Economics and Management. I’ve lived between the UK and India throughout my life, and love spending my time exploring the internet and absorbing all it has to offer - hence the passion for content marketing!

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What personality type did you get? Did you find the result to be accurate?

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The Blissful - I think this represented my spending/financial habits accurately. I definitely avoid managing my finances and get kind of intimated by the idea of budgeting. However, I do what I can to learn about money and carefully make my spending decisions.

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What inspired you to join Quirk?

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As someone with a background in economics and a passion for creative and marketing, Quirk was a great space for me to learn and grow. I am a strong believer in the power of financial literacy, and Quirk is an amazing platform for that. As a girl, navigating the financial world is daunting, so the diverse and highly knowledgeable team makes the Quirk experience just that much more welcoming!

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What is your relationship with personal finance? - If applicable, how has that defined your current pursuits? What changes have you made that have helped? How has it changed over time?

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Living alone at university gave me a reality check on how important it is to manage your spending. I spent loads of time during the lockdown learning about various places to invest my savings, so that I wouldn’t be tempted to dip into them for things that were unimportant - such as shopping and going out. I do believe that putting money aside for self care and fun experiences is important, but on a budgeted, viable level. I am still learning what I can do to optimise my personal finances and am making sure I make informed decisions for my future.

What are some things that worked for you in maintaining balance and managing your spending?
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Definitely still a work in progress, however budgeting platforms such as Quirk - or even Monzo is one I’ve used - have been effective in creating an improvement in my spending habits.

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Is there a specific financial goal you are working towards right now? What steps are you taking to achieve that goal?

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Being a recent graduate, I’m working towards financial independence and also maintaining my investment portfolio so that it can grow.

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What do you most enjoy spending on, or is there any guilty pleasure you can share?

I have recently discovered the value that experiences hold, which to me is more than material items. This has led me to set aside a little too much money on things such as going out, trips, festivals and more.

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How often do you check your finances?

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A few times a week, just to make sure I’m not overspending. However I try to avoid looking at my investing account at all costs (especially during the current market climate).

What’s your stack? (Accounts, credit cards, apps or other tools)

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I have Current accounts with Monzo, MetroBank and Nationwide and I also use other platforms such as Cashapp, PayPal and Quirk! My investment accounts are on Trading212 and Shares.

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